There seems to be a major issue with the Loan Report. It is overstating loans by including beginning balances of all loans, and including the Primary Account Totals, as well as the sub-accounts. I have checked three different data bases, and the one that I set up as a new data base is the only one that is reporting loans correctly.
I think you're right, I'll get some formal testing going here to confirm that though and we'll ensure it get's fixed. Thanks Cheryl!